Property – Condo Insurance
It’s a big investment!
If you’re like most condo owners, your condo is your biggest asset. So when it comes to protecting it, you’ll want to choose an insurance company you can feel good about. The Roger W. Dwyer Agency is one of the top condo insurers in the country and has 30 years of experience helping protect condo owners and their valuables.
Condo insurance built for you.
Condo associations typically purchase insurance for your building and the common property. But they don’t cover the interior walls, appliances and cabinetry, or your personal belongings. They also don’t offer personal liability protection for occurrences inside your home. With a policy from the Roger W. Dwyer Agency, you can choose basic coverage or, for an additional premium, upgrade your coverage to help protect your assets.
Scheduled Personal Property. You can also buy separate additional coverage for personal property — jewelry, watches, furs, electronics, sports equipment and more.
Personal Umbrella Policy (PUP) If you are sued for damages, this policy provides liability coverage beyond what is included under your auto or homeowners policy.
Identity Restoration. If you’re a victim of identity theft, this coverage will reimburse you up to $25,000 for covered expenses to help restore your good name.
Solid protection at competitive prices.
Keeping Costs Down.
At the Roger W. Dwyer Agency, we offer many discounts that can help you save.
- Are you the original buyer of a newly built condo?
- Does your home have a security system?
- Do you insure both your car and home with Roger W. Dwyer
- Are you at least 55 and retired?
If you answered yes to any of these questions, you may qualify for one or more discounts. (These discounts are subject to availability and qualifications.)
You’ve Got An Agent You Know By Name.
Roger W. Dwyer will personally work with you and take the time to help you:
- Review your individual and family needs
- Decide which coverage options may fit your needs
- Learn more about other insurance products for auto, life, boat, motorcycle and business
What’s included?
With Condo Insurance rom the Roger W. Dwyer Agency, the inside of your dwelling and your personal property are typically protected from such perils as:
- Fire
- Lightning
- Smoke
- Explosion
- Wind and hail
- Falling objects
- Freezing of plumbing
- Vandalism/riot
Your policy also includes the following coverage:
Guest medical protection. Helps pay for medical expenses on covered losses for visitors who are injured on your property.
Additional Living Expenses. Helps pay reasonable increases in living expenses (e.g., hotel) if your home becomes uninhabitable after a covered loss, such as a fire.
Family liability. Helps pay for covered damages that you’re legally obligated to pay, such as bodily injury and property damage lawsuits.
Loss from theft. Protects your personal property against several types of loss due to theft on or off the premises. (It’s important to note that these losses are subject to policy terms and conditions).
I’ve lived in Orange County my entire life. Through the years, I’ve come to know many local families and developed many relationships. This local connection has helped me better understand the needs of my customers, especially when it comes to their financial needs. From retirement accounts to college savings plans, I’m available to help my customers with a variety of financial products.